Workers Compensation Law in New Jersey
As explained by our devoted Union County workers comp law attorneys
When it comes to workers compensation, New Jersey has very strict rules and requirements employers must follow. While many states make workers compensation insurance mandatory for employers with three or more employees, New Jersey makes it mandatory for all employers.
According to the NJ Department of Labor and Workforce Development, “all NJ employers, not covered by Federal programs, must have workers compensation coverage or be approved for self-insurance. Even out-of-state employers may need workers compensation coverage if a contract of employment is entered into in NJ or if work is performed in NJ.”
Why do we have worker compensation laws?
Workers compensation laws are there to ensure that employees receive benefits if they are injured or become ill at work. The law provides the following benefits to injured or sick workers:
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Under workers comp law, benefits are payable regardless of who was at fault. In exchange for this peace of mind, the law states, “the worker cannot bring a civil action against the employer for pain and suffering or other damages, except in cases of intentional acts.”
How does workers compensation law work?
While workmans comp is mandatory, problems such as the following can occur:
- Your employer refuses to report your accident to its insurance carrier
- You do not like the doctor chosen by your employer and its insurance carrier
- The doctor does not consider you or your injury to be serious or work-related
When employers fail to uphold their part of the bargain, you have the right to take action. As a Union County workers compensation law firm, we press for hearings and, if necessary, enter into litigation on your behalf.
It is important to note that, if your employer fails to carry workers compensation insurance, NJ Workforce Development says, “the penalties for failure are assessed at up to $1,000 for the first 20 days and up to $1,000 for each 10-day period thereafter. Penalties are docketed as liens against the employer in the Superior Court and collection action is taken to prosecute those liens through seizure of property.” You should keep this in mind when deciding what to do next with your workers compensation claim in Union County.
Workers compensation laws do not have to seem complicated—we can help
At Rispoli, Borneo & Suthard, PC, Union County workers compensation law attorneys Michael Borneo and Wade Suthard have more than 20 years of experience and success in the following areas:
We stand by your side at every stage of your claim and fight for an equitable, satisfactory resolution.
Effective, skilled representation when you need it most
Rispoli, Borneo & Suthard, PC employs Spanish-speaking staff and is conveniently located across the street from the Union County Courthouse in Elizabeth, New Jersey. We offer a no-risk, free consultation.
Contact our lawyers online or at 908-242-3074 to see how we can help.
Service you can count on. Experience you can trust.
