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So, if you’re injured at work and that injury keeps you out of work, you’re entitled to temporary disability benefits under your employer’s workers’s compensation policy. The next question becomes, how do we calculate those benefits? The first thing you need to do is obtain a wage statement from your employer. Typically, the insurance company will request that wage statement. The wage statement will include your regular hours as well as your overtime hours, hopefully for a 26- week period. You then simply add up all
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those wages, divide by 26, and that gives you your average weekly wage. You then multiply that average weekly wage by 70% and that’s what you should receive in temporary disability benefits. You should receive those benefits for the entire time that you’re out of work. And even if the doctor says that you can return to work light duty, those benefits should continue unless your employee employer, excuse me, can meet those light duty restrictions.
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