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The workers’ compensation statute provides temporary disability benefits. It provides medical benefits, and it provides what we call a permanency award or a settlement. So if you’re injured and your injury turns into a permanent disability, you’re entitled to compensation based on the percentage of disability that you suffer. How do we arrive at that percentage? The parties, typically the attorney for the insurance company and the attorney for the injured worker, will obtain expert reports which
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contain disability ratings from doctors. We use those disability ratings to negotiate a settlement so that we can get clients paid and compensated for their injuries.