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Sure. Every driver in the state of New Jersey is required to have automobile insurance. If you don’t have insurance and you operate a motor vehicle, you’re in violation of New Jersey statute 396B-2. The penalties for violating the statute for a first offense are a $300 to $1,000 fine, community service, which is set by the judge, and a one-year loss of your driving privilege. In order to avoid the one-year loss of your driving privilege, you can show up at the court hearing with a valid
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insurance card. And if you can convince the judge that taking your license would be an extreme hardship, the judge does have the discretion to allow you to keep your driver’s license.
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