Transcript: 00:00:00 So, a New Jersey workers compensation insurance policy provides three benefits: medical benefits, temporary disability benefits, and a permanency ward or a settlement at the end of the case. The medical benefits are paid 100% by the insurance company. There are no deductibles. There are no co-pays. The trade-off is that the insurance […]
Can a domestic violence victim dismiss a case?
Transcript: 00:00:00 This is one of those yes and no answers. When a domestic violence incident occurs, typically two different cases start. One is in the family part and that involves the restraining order. The second is in the criminal division and that obviously involves the criminal charges. A victim in a domestic violence case […]
What is Uninsured Motorist Coverage?
Transcript: 00:00:00 In New Jersey, most policies contain what’s called uninsured and or underinsured motors coverage. That’s coverage that’s there to protect a driver who’s involved in a motor vehicle accident and sustains personal injury from a driver who has either no insurance or limited insurance. In that situation, the injured driver’s insurance will step […]
What is the “Limitation on Lawsuit Option”?
Transcript: 00:00:00 Most New Jersey automobile policies contain what is referred to as the limitation on lawsuit option that limits a person’s ability to sue for personal injury. If you have that provision in your policy, you need to prove death, disfigurement, dismemberment, loss of fetus, displaced fracture, or that you’ve suffered a permanent injury […]
What is “light duty” in Workers’ Compensation?
If an employee is injured at work and a workers’ compensation claim is set up, they will be referred to an authorized treating physician. That doctor will will be asked to comment on the employee’s ability to return to work. The doctor can say one of three things: the doctor can say that they can […]
What is a Workers’ Compensation Occupational Claim?
Most New Jersey workers’ compensation claims arise out of a specific accident or specific event. However, injuries that occur over time, or what we refer to as occupational injuries, are also covered under the New Jersey workers’ compensation statute. Those claims are treated just the same as a specific event type of claim. If you […]
What is a Workers’ Compensation Re-Opener?
If an injured worker settles a claim in workers’ compensation court under what we refer to as an order approving settlement, they retain the right to reopen their claim. To reopen a claim, the original injury must become worse. If it does, the injured worker may be entitled to additional medical care and/or additional […]
Do I have to prove my employer was at fault?
No. Workers’ compensation claims are what we refer to as no-fault claims. All you have to do is prove that you were injured within the course and scope of your employment, and you’re entitled to the benefits afforded to you under the workers’ compensation policy. Those benefits include temporary disability benefits, medical benefits, and […]
Can I get Workers’ Compensation and file a personal injury claim?
Under certain circumstances, you can pursue both a worker’s compensation claim and a personal injury claim. That occurs when your injury was caused by the negligence or fault of somebody other than your employer. What we refer to as a third party. The easiest way to think about this is by way of an example. […]
Can I sue my employer?
No, you cannot. If you’re injured at work or during the course and scope of your employment, as we say, you only have a workers’ compensation claim to pursue against your employer. There’s something in New Jersey referred to as the workers’ compensation bar, and that provides that you have to pursue a claim […]