In the state of New Jersey, thousands of workers get injured each year. If you are one of these employees who was hurt at work, you may be owed benefits under your employer’s workers’ compensation program. After sustaining an injury on the job, you should receive medical treatment. If your employer has not offered to provide you with a doctor’s exam or otherwise is hindering your claim, we recommend contacting our Rahway, NJ workers’ compensation lawyer right away. Our team at Rispoli & Borneo P.C. have seen the extent that employers will go to to prevent a worker from receiving their rightfully owed benefits. Please reach out today so we can help you at this time.
Getting Medical Treatment
The most important thing to do after being injured at work is to see a doctor. Your employer’s workers’ compensation insurance is required to offer you reasonable and necessary medical care. The cost of treatment should be paid fully by the insurance company. However, they can tell you which doctor they want you to see. If you are treated by a physician other than who they authorized, you are at risk of not receiving coverage. If the company denies your treatment request, you can file a Motion for Medical and Temporary Benefits. This puts your case in front of a Workers’ Compensation Judge. If you are dealing with an employer who refuses to get you a doctor’s visit despite informing them about a workplace injury, we urge you to have our dedicated workers’ compensation attorney intervene immediately.
Temporary And Permanent Disability
Workers’ compensation insurance has to pay an injured employee 70% of their weekly wage average for any time missed from work due to the injury. The workers must be out of work for a week consecutively before they can receive temporary disability payments. An insurance company that does not properly calculate the worker’s wages or fails to pay them benefits will be reminded of their responsibility to do so by our team. We can file a motion and negotiate with insurance companies so that the worker gets paid in full. If the employee suffers permanent impairment, they can seek permanent disability payments. These are intended to compensate the employee for the percentage of disability caused by the injury. If you have questions about this, don’t hesitate to contact us for answers.
Rispoli & Borneo P.C.
Workers deserve a doctor’s visit and fair payment for injury sustained at the workplace. Unfortunately, many employers are hesitant to provide care and may intentionally hinder the employee from receiving these benefits. Workers’ compensation programs were created for the worker and employer both, as it is supposed to provide the employee with coverage while preventing litigation against the company. But our NJ workers’ compensation attorney strongly advises having a lawyer alongside you as your claim is being handled. When an employer knows that our team at Rispoli & Borneo P.C. is involved, they are more likely to cooperate fairly for the best interest of the injured worker. If you need help with a situation like this, please contact us as soon as you are able.
If you were injured while on the job, then you are entitled to compensation for certain expenses related to your injury, such as lost income and medical treatment. However, receiving payments for these costs means filing for workers’ compensation benefits provided by your employer. The best way to make sure that you recover the most benefits possible is by working with our Rahway, NJ workers’ compensation lawyer. At Rispoli & Borneo, P.C., we know that a workplace accident can cause substantial injury. It is our goal to see that you receive fair coverage for what you have been through. Contact us today if you would like us to oversee your claim being handled. We will have your best of interest at heart.
Types Of Benefits
When you sustain an illness or injury at work, you may be eligible to receive coverage for medical benefits, temporary total disability benefits, permanent disability benefits, permanent total disability benefits, or death/dependency benefits. Workers’ compensation programs cover medical treatment, hospital services, prescriptions, and rehabilitation that is linked to your workplace injury. Payment for this care is made by the insurance carrier for your employer, the employer if they are self-insured. If you have questions about which type of benefits you are eligible to receive, contact our team as soon as you can.
Disability Payments
Temporary total disability benefits may be provided until you have returned to work, have reached maximum medical improvement, or reached the maximum of 400 weeks. Some workplace injuries may cause someone partial or total permanent disability. If the workplace injury caused the employee to sustain a disability, then they are entitled to receive a monetary award until they return to work. However, some injuries may be severe and prevent someone from returning to work in any capacity.
Death/Dependency Benefits
If a worker loses their life due to a workplace injury or illness, their dependents may receive benefits along with $5,000 for funeral expenses. The amount of benefits provided will depend on the weekly earnings of the deceased and paid at a rate of 70% of average weekly wages, subject to minimum and maximum state rates. If you are a dependent of someone who passed away while on the job, then contact our dedicated workers’ compensation attorney about obtaining justice in the matter.
Rispoli & Borneo, P.C.
Employers owe a duty of care to their workers to keep the workplace as safe as possible and free from hazards. While New Jersey workers’ compensation programs do not necessarily focus on fault, you deserve payment for the injury or illness you sustained because of the workplace. At Rispoli & Borneo, P.C., we take seriously cases related to workers’ compensation benefits. We know that people get taken advantage of when they don’t realize how much they are actually owed. Please let our NJ workers’ compensation attorney advocate for you and make sure that your claim is handled respectfully. We are ready to intervene for your benefit right away.
Important Steps To Take After A Workplace Injury
It’s important to immediately take the proper steps after an accident to help protect your rights and any potential workers compensation claim after the disruption of a workplace injury. Employers and insurance companies may look for reasons to dispute an injury, making it critical to document everything and follow proper procedures. Taking these steps can help strengthen a case if benefits are delayed or denied. If questions arise about filing a claim, a Rahway, NJ workers compensation lawyer can help clarify legal options.
Report The Injury Right Away
One of the first things we need to do after a workplace injury is to notify our employer. Many states have deadlines for reporting injuries, and waiting too long could lead to complications with a claim. Whether the injury is minor or serious, reporting it as soon as possible creates an official record that can be used as evidence if needed.
Seek Medical Attention And Follow Treatment Plans
It’s important to get medical attention, even if an injury seems minor. Some conditions, like soft tissue damage or concussions, may not be immediately obvious. Seeing a doctor provides documentation of the injury, which can be crucial for a workers compensation claim. Following the prescribed treatment plan is just as important, as insurance companies may challenge claims if medical advice is not followed.
Document Everything Related To The Injury
Keeping records is one of the best ways to support a claim. This includes taking photos of the injury, noting any unsafe work conditions, and keeping copies of medical reports. It can also help to keep track of missed workdays, conversations with supervisors, and any issues with medical treatment. These details can help our Rahway workers compensation lawyer build a strong case if benefits are delayed or denied.
File A Workers Compensation Claim
Once an injury has been reported and medical treatment has begun, filing a claim is the next step. Employers typically provide the necessary paperwork, but if they do not, it may be necessary to follow up with human resources or a workers comp attorney. Filing quickly helps avoid potential delays in receiving benefits.
Follow Up On The Claim’s Status
After filing a claim, keeping track of its progress is essential. Some claims are processed quickly, while others face challenges from employers or insurance companies. Staying informed about the claim’s status and responding promptly to requests for additional information can help avoid unnecessary delays.
Speak With A Legal Professional If Needed
If a claim is denied or if benefits do not cover lost wages and medical costs, legal guidance may be necessary. Our Rahway workers compensation lawyer can review the case and determine if there are options for appeal or further legal action.A job injury lawyer can help address disputes and improve the chances of a favorable outcome.
Moving Forward After A Workplace Injury
A workplace injury can create financial and physical challenges, but taking the right steps can make the claims process easier. Reporting the injury, seeking medical care, keeping records, and filing a claim as soon as possible can help avoid unnecessary issues. If complications arise, getting legal help from our work injury attorney can make a difference. To discuss a case with experienced attorneys, contact Rispoli & Borneo P.C. to schedule your complimentary consultation today, we are available 24/7.
Why You Should Hire A Workers Comp Lawyer
While some workers comp cases are straightforward, if you are severely injured or permanently disabled after the accident, the situation is more complex. Our Rahway workers comp lawyer will advise you of all your options so you can make the best decision for your needs.
For example, taking workers comp benefits means that you are giving up the right to sue your employer in a personal injury claim. Workers comp is designed to support you financially until you are able to get back to work so you will not get punitive damages like pain and suffering. Because of these stipulations, it is best to hire an experienced attorney. If there is a strong case that you were hurt because of negligence, such as your employer willfully ignoring maintenance needs or creating hazardous conditions, you may be entitled to more compensation.
Furthermore, you are not eligible for workers comp if you acted recklessly or your decision-making was impaired. For example, being under the influence would disqualify your claim. Employers may try to make this defense, so having a lawyer on your side can help make the process go more smoothly in disproving baseless or discriminatory claims.
If you have been hurt at work, you aren’t responsible for the medical bills or other expenses related to the injury. Get help with workers comp claims by contacting Rispoli & Borneo P.C. today. Our attorneys have over twenty years of experience achieving justice for clients. Don’t let an employer intimidate you out of using the benefits you are entitled to. Get the compensation you need with the help of our Rahway workers comp lawyer. Stand up for your rights and let our firm join you in pursuing justice.
Comprehensive Workers Comp Legal Support In Rahway, NJ
At Rispoli & Borneo P.C., we recognize how devastating workplace injuries can be for individuals and their families. A work-related injury disrupts physical health, emotional well-being, and financial stability. Our firm is committed to helping workers in Rahway, NJ, secure the benefits they need to move forward after an injury. Since our inception in 1994, we have stood firmly as advocates for injured workers.
Pursuing The Benefits You Deserve
Workplace injuries entitle employees to specific benefits under New Jersey Workers’ Compensation law. These benefits include medical care, temporary disability payments, and compensation for permanent disability. However, obtaining these benefits is not always simple. Employers or insurance companies may challenge claims, delay payments, or attempt to minimize the extent of the injury. We provide the dedicated legal support necessary to help our clients overcome these hurdles.
Our team has extensive experience handling cases in Workers’ Compensation Courts throughout New Jersey. We assist clients with filing claims, appealing denials, and resolving disputes. We are committed to standing by our clients until they receive the benefits they are owed.
Personalized Attention And Direct Communication
We prioritize building a personal connection with every client. During the free initial consultation, you will meet directly with an attorney, not a staff member or paralegal. This direct interaction allows us to fully understand the details of your case and craft a tailored legal approach.
Michael C. Borneo, our Managing Partner, has years of experience focusing on Workers’ Compensation matters. He is committed to providing compassionate and strategic legal support to clients seeking justice after workplace injuries. Whether we are pursuing compensation for a permanent disability, securing temporary benefits, or filing motions for medical benefits, our approach is focused on achieving results.
A Tradition Of Advocacy And Service
The foundation of Rispoli & Borneo P.C. began in 1994 when Vincent S. Rispoli, Jr. left the Passaic County Prosecutor’s Office to establish Rispoli & Associates, P.C., in Elizabeth, New Jersey. Five years later, Michael C. Borneo joined the firm and brought additional experience in litigation. Together, they formed Rispoli & Borneo P.C., which has become a trusted name in Workers’ Compensation law across the state.
Our firm has expanded its reach with a second office in Tinton Falls, NJ, to better serve clients in Monmouth and Ocean counties. Our bilingual staff allows us to effectively represent Spanish- and Portuguese-speaking clients, ensuring every individual receives exceptional representation.
Fighting For Fair Compensation For Workplace Injuries
A workplace injury often results in more than medical bills. Many clients face lost wages, ongoing treatment, and long-term disabilities that impact their futures. Our firm aggressively pursues every benefit our clients are entitled to. If insurance companies fall short in their obligations, we take swift action to hold them accountable.
We work on a contingency fee basis for Workers’ Compensation cases, so you only pay a fee if we win your case. This arrangement allows clients to focus on recovery without the added burden of financial stress.
Empowering Our Clients To Move Forward
We strive to empower clients through clear and transparent communication. We carefully explain the benefits available to them and guide them through the legal process. By handling all interactions with insurance companies and other parties, we give clients the space to prioritize their recovery.
Contact Rispoli & Borneo P.C. For The Representation You Need
If a workplace injury has disrupted your life, let Rispoli & Borneo P.C. provide the legal representation you can trust. We are dedicated to helping injured workers in Rahway, NJ, secure the benefits and peace of mind they deserve.
Common Misconceptions About Workers Compensation Claims
Workers compensation provides benefits to employees injured on the job, but misunderstandings about the process often cause frustration. Many workers are unsure of their rights, what qualifies for coverage, and how claims are handled. Misconceptions can lead to missed benefits or unnecessary claim denials. Addressing these common misunderstandings helps employees make informed decisions about their claims. If questions arise, speaking with a Rahway, NJ workers comp lawyer can provide clarity.
Workers Compensation Only Covers Serious Injuries
One common myth is that only severe injuries qualify for benefits. Workers compensation applies to a wide range of injuries, from minor sprains to repetitive strain injuries and occupational illnesses. Even conditions that develop over time, such as carpal tunnel syndrome or lung disease, may be covered if they are work-related. Employees should report all workplace injuries and seek medical attention, regardless of severity.
Fault Matters In Workers Compensation Claims
Unlike personal injury cases, workers compensation operates on a no-fault system. This means employees do not need to prove that their employer caused the injury to receive benefits. Even if a worker’s own mistake contributed to the accident, they may still qualify for coverage. However, claims can be denied if an injury resulted from intoxication, horseplay, or intentional misconduct. A Rahway workers comp lawyer can help workers understand their rights in these situations.
Workers Compensation Covers All Lost Wages
Many workers assume they will receive full pay while recovering, but benefits typically cover only a percentage of lost wages. Most states provide two-thirds of a worker’s average weekly earnings, subject to a maximum limit. Additionally, wage loss benefits may not apply immediately, as some states require a waiting period before payments begin. Understanding the limits of workers compensation benefits can help employees plan for financial recovery.
Independent Contractors Are Never Eligible For Benefits
While independent contractors generally are not covered, some workers classified as contractors may still qualify. Misclassification is a common issue, and some employers incorrectly label employees as contractors to avoid paying benefits. Courts and workers compensation boards may look beyond job titles to determine eligibility, considering factors such as control over work tasks and hours. Workers who suspect misclassification should seek guidance from a job injury lawyer to protect their rights.
Pre-Existing Conditions Automatically Disqualify Claims
Our injured worker attorney will share that a prior injury or condition does not necessarily prevent an employee from receiving benefits. Workers compensation may cover an injury that aggravates or worsens an existing condition, as long as work duties contribute to the worsening. Insurance companies often dispute these claims, making proper medical documentation essential for approval.
You Must Be Injured On Company Property To Qualify
Some workers believe that injuries must happen at their workplace to be covered, but that is not always true. Employees injured while performing job duties offsite, traveling for work, or attending employer-sponsored events may still be eligible for benefits. However, commuting to and from work is generally not covered unless exceptions apply, such as employer-provided transportation.
A Denied Claim Means No Benefits Are Available
Many workers assume a denial is final, but there are options for appeal. Initial denials often result from paperwork errors, missing medical records, or disputes over whether an injury is work-related. Employees have the right to challenge these decisions through hearings or appeals processes. Legal assistance from our workers rights lawyer can help strengthen a case and improve the chances of a successful outcome.
Final Thoughts On Protecting Workers Rights
A Rahway workers comp lawyer can help injured workers understand their rights and fight for the benefits they deserve. Misconceptions often prevent employees from filing claims or pursuing appeals when benefits are unfairly denied. Workers should not hesitate to seek guidance when facing challenges in the process. Each of our lawyers have more than 20 years of experience in representing injured workers. Rispoli & Borneo P.C. assists clients in securing the compensation they are entitled to under the law. For the help you deserve, call our firm, we offer 24/7 live call answering.