If you have suffered a work-related injury or illness, consider contacting an Elizabeth NJ work injury lawyer. Rispoli & Borneo P.C. have more than eight decades of combined legal experience and have successfully represented many injured workers in getting them the financial compensation they deserved. When you need a skilled work injury lawyer Elizabeth NJ employees recommend, we are the legal firm to call.
Workers’ Compensation Laws
Under New Jersey law, any company that employs one or more workers is required to carry workers’ compensation liability insurance to cover employees’ job-related injuries or illnesses. If the employer is a construction company, then they are required to carry this type of insurance if they have one or more employees.
However, the state of New Jersey has a reputation for being an employer-friendly state, not an employee-friendly one. This is why anyone who has sustained an injury that is job-related should contact an Elizabeth NJ work injury lawyer immediately.
Injury Reporting Deadline
The law requires a worker to report an injury within 30 days of when the injury occurred. If the injury is one that gradually developed, such as a repetitive injury, the law requires the employee to inform their employer within 30 days of the condition being diagnosed rather than when it first may have started. Failure to report the injury before the deadline can result in the insurance company denying the claim.
After reporting your injury to your employer, you should then retain the services of an Elizabeth NJ work injury lawyer. Your lawyer can file your claim with the NJ Division of Workers’ Compensation. Although it is best to file a claim right away, there are special circumstances under which a delay is acceptable. In those cases, there is a statute of limitations of two years from the date of injury or date of diagnosis of the injury. Your work injury lawyer can let you know if your injury claim falls under this exception to the rule.
Workers’ Compensation Benefits
Benefits which can be collected under a workers’ compensation claim are medical expenses and lost wages. If the worker died as a result of the injury, then his next of kin would be entitled to death benefits under workers’ compensation liability insurance.
Medical treatment benefits include doctor’s visits, diagnostic procedures, surgeries, physical therapy, mental health therapy, medical devices, medical supplies, and medication. The cost of travel to and from all of these appointments is also covered.
There are several levels of wage reimbursement a person receiving workers’ compensation benefits may receive, depending on where they have been classified medically with their injury:
- Temporary total disability
- Temporary partial disability
- Permanent total disability
- Impairment benefits
Your Elizabeth NJ worker injury lawyer from our firm can review your case and calculate what your weekly disability benefit should be.
If you would like to meet with a skilled worker injury lawyer Elizabeth NJ clients recommend to discuss what legal recourse you may have for an injury you sustained at work, contact Rispoli & Borneo P.C. We are available to discuss the details of your situation and how we may be able to help you. Call a dedicated Elizabeth NJ worker injury lawyer today for your free consultation.