Newark Personal Injury Lawyer
A Newark Personal Injury Lawyer Answers FAQs Regarding Personal Injury Cases
If you’ve been injured, you may wonder if you should work with a Newark personal injury lawyer to file a personal injury lawsuit. It’s not always easy to decide if your injury warrants a personal injury lawsuit, but that’s what we’re here for. Rispoli & Borneo, P.C. has more than one personal injury lawyer in Newark here to help with our clients’ cases. Call us today for a free consultation.
How Do I Know if I Have a Case?
Call a Newark personal injury lawyer for your free consultation. We may be able to tell you if your situation warrants filing a lawsuit. In general, you’ll need to have sustained an injury in an accident, and this accident must be due to someone else’s negligence.
A Newark personal injury lawyer may advise you not to listen to insurance companies or their claims adjusters to decide if you have a potential lawsuit. It’s important to consider the source of advice and know that not everyone has your best interests at heart.
Do I Need a Lawyer?
There are many different situations where hiring a Newark personal injury lawyer could be beneficial. In most cases, people turn to a lawyer when the insurance company isn’t treating them fairly or if they are severely injured or disabled.
We advise you to go ahead and have a free consultation with a lawyer from our firm, who may tell you which steps you might take next. Individuals who hire a lawyer to handle their personal injury case may receive much more compensation than individuals who face the insurance company alone.
What Can I Expect?
After your free consultation, if you decide to file a lawsuit, we may request all of the documentation that we need to help build your case. In most cases, this includes medical records, police reports, photographs, medical bills, and information regarding lost wages.
At Rispoli & Borneo, P.C., we may also speak to witnesses and collect ongoing medical records as you continue to see your doctor. We then ask for additional details and learn about how your injuries are impacting you on a daily basis. If you want to settle the case outside of a courtroom, we may suggest a settlement amount, gather all of the necessary documents, and send a demand letter to the insurance company with a fair settlement request.
Following the demand letter, your legal team might wait on a response and negotiate back and forth until an agreement is made. If you can’t get a fair offer in the negotiation process, you may decide to move forward and file a lawsuit. This is something your lawyer could likely handle.
Why is there a time limit for filing a personal injury claim?
If you were injured because of someone else’s actions or negligence, you may have already discovered that you have a limited period of time in which to file a personal injury claim against them. This time limitation is referred to as the statute of limitations. This is a primary reason why it’s so important to work with an experienced personal injury lawyer.
At Rispoli & Borneo, P.C., we represent victims who were hurt by individuals or by a company’s defective product. Each personal injury lawyer works to ensure that all deadlines are met, including the statute of limitations. If you were seriously hurt in an accident and would like to learn if you are eligible to seek compensation from the responsible party, contact us at Rispoli & Borneo, P.C. and request a free consultation with a personal injury lawyer.
What is the purpose of a statute of limitations?
The statute of limitations for filing a personal injury claim exists to protect individuals and companies from false claims. In theory, a victim should know within a reasonable period of time if they were injured as a direct result of an individual or a company’s actions or inactions. Because there is a wide range of injury accidents that occur on a regular basis, the statute of limitations is fairly broad but in most cases, the time limitation begins when the victim is diagnosed with the injury. However, as our personal injury lawyer might tell you, the victim is not excused from seeking medical treatment when symptoms first present themselves.
How is the statute of limitations applied?
Again, this varies based on the circumstances of the accident. Here are some example scenarios that may clarify this:
- A person is involved in a vehicle accident caused by another driver. The victim immediately begins experiencing back pain but refuses medical treatment at the accident scene and refuses to go to the emergency room or to a doctor. Much later, the victim is diagnosed with a spinal fracture as the cause of their back pain. If the victim does not file a personal injury claim against the driver within the statute of limitations, they cannot seek compensation from them. In this scenario, they will likely have two years to file, but it’s critical to verify this with a personal injury lawyer.
- A worker is exposed to asbestos while on the job. They are not diagnosed with a life-threatening form of asbestos-caused cancer until two decades later. Though it should be confirmed by a personal injury lawyer, the statute of limitations deadline may not apply until that diagnosis is made even though it is done twenty years after the causal incident occurred.
What is the process for filing a personal injury claim?
If you were injured in some way, the first priority is to seek medical treatment to mitigate or resolve the injury. Obtain a copy of your medical records and make careful notes of what led up to the accident, who and what was involved, the damages you sustained as a result (medical costs for treatment, lost wages, etc.) and contact a Newark personal injury lawyer.
When You Struggle with Financial Issues After a Personal Injury
Unless a personal injury case involves a minor injury, the time it takes for a victim to finally be financially compensated can seem like an eternity. During this time, many victims who were unable to work while they recovered, or are still unable to work, often struggle financially. They not only are unable to pay their regular household and family bills, but they are now facing high medical bills and other financial difficulties associated with the accident.
Suddenly that nice nest egg you were saving for your future is quickly getting depleted because you need to use those resources to keep a roof over your head and food on the table. It is critical to take the appropriate steps to help protect yourself financially as your personal injury case works through the legal system.
Without your regular income coming in, the first thing you may want to do is get rid of monthly expenses you don’t really need right now. For example, if you have a premium cable package with all the extra channels, you can save a substantial amount of money each month if you downsize to just basic cable. Also take a look at other monthly subscriptions you may have each month, such as music service services, magazine subscriptions, gym memberships, and more. Remember, this is only a temporary until your Newark personal injury lawyer settles your case.
You also want to contact each of your creditors and explain the situation. Although not all of the companies you owe money to will work with you, there are many that will. For example, some car loan companies will let you add the amount you are owed to the end of your loan in order to bring you current again if you have fallen behind. And many utility companies have programs or can put you in touch with local programs that may be able to assist you.
What you don’t want to do, if possible, is withdraw money from your retirement accounts or other accounts that will slam you with tax penalties for early withdrawal. You also want to be careful of any companies out there that offer “personal injury lawsuit loans” that often have high fees and interest rates.
Contact a Newark Personal Injury Lawyer Today
If you have been injured in an accident caused by another party, having a skilled personal injury lawyer aggressively advocating for you will let the insurance company know that they can’t get away with the usual games they play in order to try to avoid paying victims what they deserve. This will help move your case quicker than if you tried to negotiate with the insurance company yourself. Insurance companies know that the personal injury lawyers from Rispoli & Borneo, P.C. will use all available resources to get their clients what they are entitled to.
Now that you know a little more about when you should hire a personal injury lawyer and what to expect once you do, we hope that you take the next step and schedule a free consultation. Your Newark personal injury lawyer at Rispoli & Borneo, P.C. is here to assist.