Requirements for Claiming a Construction Workers’ Compensation

Construction Accident Lawyer New Jersey

Construction Accident Lawyer New Jersey

If you’ve been injured on the job, it makes sense to file for workers’ compensation. Eligibility, though, requires that you fulfill certain criteria.  Our Construction Accident Lawyer New Jersey from Rispoli & Borneo, P.C can help you with any workers’ compensation claims you have. Here are the circumstances that must be met to successfully claim restitution.

Your Classification Must Be That of an Employee

For your claim to be accepted, you need to be listed as an employee where you were working at the time of injury. Coverage applies to both full-time and part-time staff. You’re most likely listed as an employee if your pay stubs show withdrawals for income taxes. If you’re a contractor, though, it’s highly possible that you are not shielded under workers’ comp. Those who set their own hours are typically exempt. Federal employees are never covered by workers’ compensation; instead, they receive protection through specialized Congressional programs.

Your Injury Must Be Work-Related

The harm you sustained must correlate directly with your job. Slip and fall accidents are covered, as are repetitive-stress injuries. Additionally, you may be compensated for exposure to harmful substances, such as asbestos. Those who work in noisy environments can claim hearing loss. If you’re having trouble finding proof that your job caused your issue, our Construction Accident Lawyer New Jersey can help.

Your Employer Must Be Insured

Companies with employees are federally required to carry workers’ compensation. Sadly, some businesses insist on skirting the law. Verify that your employer is following the rules by checking with the U.S. Department of Labor. If coverage is in effect, you should be able to find out what liability limits apply to your situation. Those who are injured working for an employer without proper insurance may need to consider litigation.

Your Injury Must Be Treated 

Filing a successful claim requires significant harm. If you fail to seek medical treatment, those in charge of reviewing applications may argue that your health wasn’t seriously impacted. Prevent this from happening by saving every piece of documentation related to your injury. Never skip doctor appointments, and follow each medical recommendation.

Your Filing Deadline Must Be Met

States have unique deadlines for making claims. Even if you suffer severely, you’ll be ineligible for restitution if you miss the due date. Therefore, it’s recommended that you take action the moment you realize that you’ve suffered a debilitating injury. 

Filing for workers’ compensation mandates that you meet certain conditions. Hire our Construction Accident Lawyer New Jersey who specializes in the field and relax knowing that your claim matches these unbendable prerequisites.

Posted in Workers Compensation

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