A New Jersey work accident lawyer from Rispoli & Borneo P.C. may be able to help you recover compensation for your work injury. Our firm focuses on workers compensation matters and we will make every effort to help you build a strong case. With an experienced lawyer on your side, you’re one step closer to getting the justice you deserve.
When It May Be Necessary to Hire a New Jersey Work Accident Lawyer
In some cases, you can handle a workers compensation claim on your own. However, if your claim is particularly complex, it may be necessary to hire legal representation. Here are some examples of scenarios in which you might want to contact a work accident lawyer in New Jersey:
- Your Employer Denied Your Claim: Sometimes employers deny workers compensation claims and believe their employees won’t do anything about it. If your claim was rejected, don’t give up. A skilled New Jersey work accident lawyer can help you file an appeal.
- Your Injuries Prevent You from Working: If your injuries are severe enough to keep you from doing your job, you may be able to receive lifetime weekly payments. However, insurance companies might try very hard to prevent paying you what you deserve. A New Jersey work accident lawyer can stand up for your rights and prevent the insurance company from taking advantage of you.
- Your Settlement Offer Doesn’t Cover Your Medical Bills: Just because your employer approved your claim doesn’t necessarily mean that your settlement offer is sufficient. If you still can’t pay all of your medical bills, you may need to contact a work accident lawyer for assistance.
- Your Employer Has Fired You or Cut Your Pay: Some employers become angry when their employees file workers compensation claims and retaliate against them. If your employer has fired you or reduced your pay, he or she has violated your rights and you may need to consult with a New Jersey work accident lawyer.
When an Injury Occurs Off-Site
Workers’ compensation seems to be pretty straightforward, right? You get injured at work and if your employer offers workers compensation benefits, you submit your bills and get reimbursed. However, as a New Jersey work accident lawyer understands, there are a lot of aspects of workers compensation that you may be unfamiliar with. Here are five things you may not know about workers’ compensation.
- Off-site functions are considered company property.
The workplace isn’t just the physical address of the corporate office. Workers’ compensation would cover an injury while you are on company property, such as slipping and falling in the breakroom or pulling a muscle when lifting a heavy object at a construction site. Workers’ compensation will also cover any injury that occurs at an off-site, work-sanctioned event. This includes off-site business meetings, business trips, lunch with clients, the annual holiday party, etc.
- You can file a workers compensation claim for an injury in your home office.
In 2011, a judge ruled in favor of a woman filing for workers’ compensation after tripping over her dog while she was working from her home office. Just because you work from home doesn’t mean you have to forfeit workers compensation benefits. If your employer has allowed for you to telecommute in your specified home office, then any injuries that take place in that space are eligible for workers compensation benefits. A work accident lawyer in New Jersey can evaluate your case and explain what your legal options are.
- File your claim within the first 30 days.
Most states have deadlines for when you must submit your workers’ compensation claim in order to be eligible for benefits. This deadline is typically 30 days after the injury occurs — some states have deadlines as short as a few days while others have deadlines up to a year so make sure you look up the deadlines for your state. If you miss the deadline for filing a claim, you could increase your chances of the insurance company denying it.
- You can’t be fired for filing a workers compensation claim.
Your employer can’t legally fire you solely on the basis of filing a workers compensation claim. This is considered retaliation and it is discriminatory. However, some states require very little reasoning for firing an employee – they can fire anyone “at will” – so if you are worried about being discriminated against for filing a claim, you should reach out to a New Jersey work accident lawyer.
- You’re entitled to an independent doctor at any time.
While your insurance company legally has a say in who your doctor will be, you still have the right to obtain a second opinion if you believe you aren’t receiving proper treatment. These doctors are called I.M.E.s, Independent Medical Examiners and you or your attorney have to request an I.M.E. in writing to the insurance adjuster in order to be granted a second opinion.
If you’ve been injured while at work, it’s important to know what types of situations and injuries qualify for workers compensation benefits so you can be sure to receive any necessary reimbursements. If at any time you have questions about your claim or if for any reason your claim is denied, you should consider seeking legal advice on how to proceed with your case.
What to Expect During Your First Meeting With a New Jersey Work Accident Lawyer
During your initial consultation with a work accident lawyer, he or she may ask you several questions about your work history and how the accident happened. Be sure to include every detail about the accident, such as when it happened and the conditions of the workplace. If you have any documents related to your accident, such as your medical bills or letters you received from the Workers Compensation Board, bring them with you to the meeting.
A work accident lawyer will also give you a chance to ask questions. For example, you may want to find out how many work accident cases he or she has handled in the past and how they plan to tackle your case.
At Rispoli & Borneo P.C., we work on a contingency basis so you do not have to worry about paying us anything up front. If you don’t win your case, you won’t owe us anything.
If you are looking for a New Jersey work accident lawyer, contact Rispoli & Borneo P.C. today.