What Should I Know About Workers Compensation?

Rispoli & Borneo P.C.

Newark Workers Compensation Lawyer

Elizabeth NJ Workers Compensation LawyerWhat is the purpose of workers’ compensation? 

Workers’ compensation is a federal system that provides benefits to workers who suffer an injury or illness as a result of their tasks related to their occupational duties. It is required by law and demands that employers provide coverage for losses related to a worker’s injury or illness. The system was set up so that workers or employers do not have to pay the full costs that an unexpected workplace injury or illness can bring. Many workplace injuries occur because of hazards like falling objects, falls, exposure to toxic chemicals, repetitive motion injuries, and accidents.

Is my injury eligible for workers’ compensation?

Certain injuries are eligible for workers’ compensation, so you will need to make sure that your injury actually qualifies. As a Newark workers compensation lawyer like one at Rispoli & Borneo P.C. can inform you, you must be able to provide evidence that your injury developed as a result of doing work tasks or being in a work environment. Examples of common injuries that are eligible include Carpal tunnel syndrome which develops due to constant computer work and hearing loss due to exposure to excessive noise. You can ask an experienced lawyer if you have any questions about your injury’s eligibility.

Is my workers’ compensation claim valid? 

A common question that many workers have after suffering an injury is to file a workers’ compensation claim is whether their claim is valid. You need to make sure that you complete several requirements in order for your claim to go through. First, make sure that your work-related injury qualities. Next, find out if you are able to submit your claim within the statute of limitations. Find out what forms you must fill out and make sure that they are filled out correctly. If you have further questions about the full requirements that you need to complete, you can ask a lawyer for personalized assistance.  

What kind of benefits can I receive? 

Workers’ compensation includes an extensive range of benefits. Examples of benefits that you can get are medical coverage including future care, temporary or permanent disability benefits, loss of wages, reduced earnings capacity, and even death benefits. The actual number of benefits that you have usually make up a portion of your income, which is usually 70% of the average income that a worker receives in a week. There are limitations and exceptions to this rule, which a lawyer can help you find out. Have a seasoned workers’ compensation lawyer determine how the rules affect your unique situation.

What is an example of an injury that does not count as workers’ compensation? 

While workers’ compensation benefits offer compensation for injuries, it is important to be aware that injuries are not eligible for benefits. Some examples of injuries that do not qualify for workers’ compensation include injuries that occurred as a result of play, injuries that result from criminal activity, and injuries that a worker sustained after violating company rules. If you have any injuries that fall within these categories, you will not be able to file a claim at all. Talk to a lawyer if you have questions about whether your injuries qualify.